Credit Union ONE helps to build financial literacy with Project Genesis



Several Project Genesis Students stop for a photo with Tony King,

Credit Union ONE Receiving Hospital Branch Manager (Back row,

middle) and John Kozich, Credit Union ONE Executive Director

of Community Relations (Back row, on right)

Ferndale, Michigan – For the second year running, Credit Union ONE has partnered with Detroit Medical Center’s (DMC) Project Genesis and given an educational presentation on saving and credit to their participating students.

Through DMC's Project Genesis, high school and first-year college students get hands-on experience in the healthcare industry by working at sites throughout the Detroit Medical Center.

The Project began back in 2006 as an eight-week program for students going into their junior or senior year of high school. Students may be selected to be in the program for up to three years. Selection criteria includes obtaining letters of recommendation, writing an essay about what education means to them, their plans to pursue a medical career, and why they thought they should be in the program. The program gives students an opportunity to utilize and enhance their skills, as well as allowing them to see what working in the medical field is all about.

Mr. John Kozich, Executive Director of Community Relations for Credit Union ONE spoke to the 120 participants for approximately one hour about what to expect as they enter their financial adult life, and how to avoid some of the pitfalls associated with the financial decisions they may make. Main discussion topics focused on credit and savings: what is it and why is it important; how to build, protect and monitor it; and what to do if you have a problem with it. Students had the opportunity to ask questions that they had about what they may experience or are already experiencing in their lives.

According to Mr. Kozich, “The best that we can do for our youth is to educate them, and give them a good financial footing. We are pleased that the DMC once again reached out to us to help their students as they enter into adulthood.”

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with eighteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to cuone.org or "like us" on Facebook

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org

Credit Union ONE Awards 2012 Scholarships



2012 William G. Coyne Credit Union ONE Scholarship Recipients Receive Awards

(L to R) Charlene Augustyn-Board Director, Paul Stuart-Board Chairman, Juan Sancen-

Scholarship Recipient, Alexandra Cook-Scholarship Recipient, Emily Rowland-

Scholarship Recipient, Joseph Stefanko-Scholarship Recipient, Gary Moody-

Credit Union ONE  President/CEO, Gail Westover-Board Director

 Ferndale, Michigan – Credit Union ONE presented the 2012 William G. Coyne Credit Union ONE Scholarship Awards to four very deserving students on Tuesday, May 22, 2012 at the credit union headquarters in Ferndale, Michigan.

Realizing the investment of both finances and planning, Credit Union ONE created the William G. Coyne Credit Union ONE Scholarship Program to help their student members in their endeavors to further their education after high school.

Graduating high school seniors Alexandra Cook of Beverly Hills, Emily Rowland of Sterling Heights, Juan Sancen of Detroit, and Joseph Stefanko of Brighton were selected to each receive a $1,500 scholarship based on academics, community service and a written essay.

“As a community based member-owned organization, we are pleased to be able to give back to our student members to assist in their successes,” said Paul Stuart, Credit Union ONE Chairman of the Board.

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with eighteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to cuone.org or "like us" on Facebook

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org

The Credit Union Difference presented by Credit Union ONE



(L to R) Rosa Gutierrez-Academy of the Americas, Carl King-

Academy of the Americas, and Mariza Sanchez-Credit Union ONE



Ferndale, Michigan – When given the opportunity to talk about the differences between banks and credit unions, John Kozich, Executive Director of Community Relations for Credit Union ONE, jumps at the chance.

“I look forward to telling the credit union story, and letting people know what a benefit credit unions are,” said Mr. Kozich. “When people learn what credit unions are all about, what products and services are available, and how they can save money by belonging to a credit union, there is almost no reason not to join.”

This was the case when Credit Union ONE was contacted by Academy of the Americas, an elementary school located in the southwest area of Detroit, to come in and speak with their parent group about finances.

Mariza Sanchez, Member Sales Consultant at Credit Union ONE spoke to the group about the basics of finance (both in English and Spanish), distributed informational brochures and fielded questions.

“We really appreciate Credit Union ONE taking the time to come to our school and educate our parents about finances and the services they offer,” said Carl A. King, LSCO Vice President, Academy of the Americas. “We are looking forward to having them back again.”

Plans are currently underway for Credit Union ONE to conduct an educational session on basic financial information for children with some of the students at the Academy of the Americas. This is a great opportunity to start them off right in the banking world.

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with eighteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to http://www.cuone.org/

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org

Credit Union ONE helps local Head Start program



Credit Union ONE presents stuffed back packs to Ferndale Mayor

for Headstart program. (l to r) Executive Director of Community

Relations John Kozich, Director of Public Relations Judi Desilets,

and Ferndale Mayor Dave Coulter

 Ferndale, Michigan – Fall not only means falling leaves, apples and cider mills, but also back to school for our children.

Unfortunately, being able to afford some of the necessities for the school year is a struggle for some families.

So, in response to a plea from Ferndale Mayor Dave Coulter, Credit Union ONE has come forward and volunteered to purchase supplies and fill back packs for the local school district’s Head Start program.

The program, focuses on four classrooms of 3 and 4 year old preschoolers from Ferndale’s Grant Early Childhood Center, and is run under the Oakland Livingston Human Services Agency.

“It is an honor for Credit Union ONE to be able to help young children in our community get off to a good start at the beginning of the school year. At a time when families are struggling to make ends meet, we are pleased to be able to lend a hand.”

Credit Union ONE employees shopped for items such as crayons, coloring books, reading books, toothpaste, toothbrushes and undergarments. The backpacks were filled for children from one of classrooms, which will be presented by Mayor Coulter very soon.

“Ferndale is known as The City of Good Neighbors, and Credit Union ONE has always been a true neighbor in its’ hometown. I appreciate their willingness to step up once again to help the most vulnerable members of our community, our kids,” said Dave Coulter, Ferndale Mayor.

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with nineteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to cuone.org/

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org

Oakland University Students Give Credit Union ONE "Thumbs-Up"

Proud winner Oakland University student Bethany Jackson

and Credit Union ONE Oakland University Branch Manager

Sonya Steward

Ferndale, Michigan – Gearing up for school to be back in session, the Oakland University branch of Credit Union ONE held a Welcome Week Giveaway, from August 22 – September 9, 2011.

During this time, students had the opportunity to visit with Credit Union ONE branch staff and take advantage of the opportunities to be entered to win all sorts of cool prizes, such as food/gas cards, Oakland University bookstore certificates, apparel items, and even an Apple iPad!

Students entered the prize drawings by “liking” us on Facebook, opening a checking account with the SpiritCardPLUS feature, or sending in a postcard entry. Students entering the drawing received water bottles, candy and other small items, along with the chance of winning one of the other prizes.

Students overwhelmingly loved this promotion as over 150 new checking accounts were opened during Welcome Week. In addition, over 750 Oakland University students have given Credit Union ONE the “thumbs-up” to date by choosing to “like” us on Facebook, over 300 of which were gained during this three week period.

The lucky winner of the Apple iPad was student Bethany Jackson who was totally shocked and very happy to have been chosen as the winner..

For a listing of all of the winners of prizes, go to OU Welcome Week Winners. Visit the Credit Union ONE OU Facebook page at www.facebook.com/CUO.OU

Students are encouraged to stop by the Credit Union ONE-Oakland University Branch, located in the Oakland Center to meet the staff and find out how quick and easy it is to activate their SpiritCard PLUS. When activated, the card not only serves as their passport to Oakland University, but also gives them convenient ATM and MasterCard debit purchasing power when they open an account with Credit Union ONE.

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with nineteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to www.cuone.org

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org

Credit Union ONE Educates Students on Starting Out Right

Project Genesis students gathered for presentation

Ferndale, Michigan – When Credit Union ONE was contacted by Detroit Medical Center’s Project Genesis, and making a presentation to the students involved in the program, they knew instantly this was something they wanted to do. This would be an opportunity to educate these students about the basics of savings and credit; starting them off right in the banking world.

Through DMC's Project Genesis, high school and first-year college students get hands-on experience in the healthcare industry by working at sites throughout the Detroit Medical Center.

On August 10, 2011 John Kozich, Executive Director of Community Relations for Credit Union ONE spoke with close to 110 students for approximately one hour about what to expect as they begin to enter their financial adult life, and how to avoid some of the pitfalls associated with some of the possible financial decisions they may make. Main discussion topics focused on credit and savings: what is it and why is it important; how to build, protect and monitor it; and what to do if you have a problem with it. Students had the opportunity to ask questions that they had about what they may experience or are already experiencing in their lives.

DMC’s Project Genesis began back in 2006, and is an eight-week program for students going into their junior or senior year of high school. Students may apply through their high schools for up to three years for the program. Part of the process of being chosen to participate included obtaining letters of recommendation, writing an essay about what education means to them, their plans to pursue a medical career, and why they thought they should be in the program. The program gives students an opportunity to utilize and enhance their skills, as well as allowing them to see what working in the medical field is all about.

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with nineteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to http://www.cuone.org/

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org

Credit Union ONE Rides to Support Children's Health Program



From left:  John Morgan, Kris Brosnihan, and Katie Cummings

from Team Credit Union ONE prepare to ride.



Ferndale, Michigan – In an effort to help to make a difference in the lives of children, Credit Union ONE recently provided a sponsorship, as well as fifteen riders and volunteers for the Motor City Bike Ride 2011, presented by Compuware & Danialle Karmanos’ Work It Out (DKWIO).

The second annual ride, held on Saturday, July 16th traversed Campus Martius Park to Metro Beach and back.

Riders received pledges from individuals in their communities to support DKWIO. Over eighty riders and many volunteers participated in the event this year, and over $17,000 was raised.

Friends and family spent the day supporting and encouraging the riders and welcomed them back with cheers at the finish line. A nice addition to the ride this year was Summer Relay events for children in Campus Martius Park.

DKWIO, founded in 2005, is a 501(c)(3) not-for-profit program that delivers quality programming to give children the tools to make healthy choices. Their mission is to eradicate childhood obesity and promote optimum health in mind, body and spirit through a yoga-based approach that reduces anxiety and increases self-esteem. To achieve its mission, Danialle Karmanos’ Work It Out (DKWIO) reaches hundreds of kids each year through 10-week yoga and nutrition programs.

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with nineteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to http://www.cuone.org/

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org

Credit Union ONE Awards 2011 Scholarship

Ryan Henry accepts scholarship award from Paul Stuart,
Credit Union ONE Chairman of the Board.

Ferndale, Michigan – Credit Union ONE presented the 2011 William G. Coyne Credit Union ONE Scholarship Award to a very deserving student on Friday, June 17, 2011 at the credit union headquarters in Ferndale, Michigan. 

Realizing the investment of both finances and planning, Credit Union ONE created the William G. Coyne Credit Union ONE Scholarship Program to help their student members in their endeavors to further their education after high school. 

Graduating high school senior Ryan Henry of Sterling Heights was selected to receive the $2000 scholarship based on academics, community service and a written essay. 

“As a community based member-owned organization, we are pleased to be able to give back to our student members to assist in their successes,” said Paul Stuart, Credit Union ONE Chairman of the Board.

Credit Union ONE, headquartered in Ferndale Michigan for over seventy years, offers a wide array of financial services and access to over 28,000 ATM’s nationwide, serving 106,000 members, with nineteen offices in three major metropolitan areas, including Metro Detroit, Grand Rapids and Traverse City. For more information go to http://www.cuone.org

Contact Judi Desilets, Director of Public Relations for Credit Union ONE, 248-584-5224, Judi_Desilets@cuone.org